0% APR Financing Available For Up To 12 Months*

FINANCING AVAILABLE*

Clear, transparent terms. Fair rates. No prepayment penalties.

PAY OVER TIME

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

  • Affordable Monthly Plans

    Buy now and pay for your purchase over time at competitive interest rates.
  • No Prepayment Penalties

    Pay for your purchase with monthly payments and prepay at any time without penalty.
  • Easy Application

    Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Learn More

CHECK YOUR RATE IN SECONDS WITHOUT LEAVING OUR SITE

QUESTIONS? Visit Bread Pay™ help center.

*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.